Financing

Pay Over Time With Affirm

The Dermatology Clinic now offers Affirm as a convenient financing option when paying in our offices. Affirm allows eligible patients to divide their purchase into manageable payments rather than paying the entire amount at once.

When you are ready to pay, simply ask a member of our team about Affirm. We will provide the information you need to apply securely from your mobile phone while you are in the office. The application takes only a few moments, and most applicants receive a real-time decision within seconds.

How Affirm Works

1. Ask about Affirm at checkout
Let our team know that you are interested in financing your purchase through Affirm.

2. Complete a quick application
Follow the provided link or scan the in-office QR code to apply securely using your mobile phone. Returning Affirm customers can sign in to their existing account.

3. Review your payment options
If approved, Affirm will show the payment plans available for your purchase. Available options may include four interest-free payments or monthly installments, depending on your eligibility and purchase amount.

4. Select your plan and complete your payment
Choose the option that works best for your budget. Affirm clearly shows your payment amount, payment schedule and total cost before you agree to the plan.

What You May Need to Apply

To help make the application process as quick as possible, be prepared to provide:

• Your legal first and last name

• Your date of birth

• Your email address

• A mobile phone number capable of receiving text messages

• Your current residential address

• Your Social Security number or the last four digits

• Any additional information Affirm requests to verify your identity and determine eligibility

Affirm may also require an eligible payment method for your scheduled payments.

Flexible and Transparent Payment Plans

Affirm gives qualifying patients a straightforward way to pay over time:

• Receive a real-time eligibility decision

• Review available payment options before committing

• Know your payment amount and total cost upfront

• Choose from available short-term or monthly payment plans

• Make payments through Affirm’s website or mobile app

• Pay your balance early without a prepayment penalty

• Never pay late fees or hidden fees

Payment plans and interest rates vary based on eligibility, the purchase amount and the financing program available. Approval is not guaranteed, and a down payment may be required.

Affirm Frequently Asked Questions

Can I apply for Affirm while I am in the office?

Yes. When you are ready to pay, ask a member of our team about Affirm. You can complete the application securely from your mobile phone and typically receive a decision within seconds.

Does checking my eligibility affect my credit score?

Creating an Affirm account or checking your eligibility generally involves a soft credit inquiry that does not affect your credit score. Accepting and using an Affirm payment plan may be reported to credit bureaus.

Is every patient approved?

No. Affirm payment options are subject to an eligibility check and approval by Affirm. The Dermatology Clinic does not make financing or approval decisions.

What payment plans are available?

Available payment plans depend on your purchase amount and eligibility. Options may include Affirm Pay in 4 at 0% APR or monthly installments. Interest-bearing plans may have rates from 0–36% APR, and a down payment may be required.

Will I be charged late fees?

Affirm does not charge late fees or hidden fees. The total amount and payment schedule will be shown before you accept your plan.

Can I pay my Affirm balance early?

Yes. You may pay your Affirm balance early without a prepayment penalty.

How do I make my payments?

Payments can be made or scheduled through your Affirm account or the Affirm mobile app. Affirm may also send email and text reminders before payments are due.

Can Affirm be used for every service?

Affirm availability may depend on the service, purchase amount and individual eligibility. Please ask our team whether your purchase is eligible before applying.

Ask About Affirm During Your Visit

Interested in dividing your purchase into more manageable payments? Ask a member of our team about Affirm when checking out at any participating Dermatology Clinic office. We will help you access the secure application so you can review your available options before completing your payment.